Fortified Security & Fraud Prevention
Trust is the foundation of every transaction. PayRex is built with a multi-layered security architecture designed to protect your business and your customers from the evolving landscape of digital threats.
Compliance & Regulation You Can Trust
We adhere to the highest industry standards to ensure your data and your customers' information remain uncompromised:
BSP-Regulated
As a Bangko Sentral ng Pilipinas (BSP) regulated entity, we operate under strict oversight, ensuring financial integrity and consumer protection.
PCI-DSS Compliant
Our systems meet the Payment Card Industry Data Security Standard, the global benchmark for handling sensitive cardholder data.
Machine-learning Fraud & Risk Engine
Beyond standard compliance, PayRex utilizes a sophisticated, machine-learning-driven internal fraud engine. This system monitors every transaction in real-time to identify and block suspicious activity before it impacts your bottom line.

Digital DNA & Network Verification
We pinpoint and prevent fraudulent actors by analyzing unique device fingerprints and uncovering masked identities through VPN or proxy detection.

Risk-Adaptive 3D Secure
Security and conversion are balanced by our platform, which deploys 3DS authentication only for suspicious transactions, maintaining a smooth path for your verified buyers.

Comprehensive Monitoring & Reporting
Our platform utilizes specialized review queues to track flagged actions and provides in-depth fraud analytics to assist your team in making informed choices.

Personalized Security Infrastructure
Our automated defense system integrates tailored business logic with comprehensive global block and allow lists to enforce protection parameters.